For business

Payment tools for business

Accept USDC payments through QR codes and the Airpay Bluetooth terminal. It feels like a regular card terminal, except the customer pays from their phone. No extra hardware, no long acquiring onboarding.

Available today

Airpay: QR and Bluetooth payments

The merchant enters the amount, the customer scans a QR or taps via Bluetooth. The money arrives at the merchant straight from the buyer's phone in fractions of a second. The 0.8% fee is visible to both sides before confirmation.

In development

Online acceptance

APIs, hosted checkout forms, and an operations dashboard with payment statuses and metrics. Suited for online stores, subscriptions, and SaaS billing.

No separate business onboarding

Unwrap is the same wallet for everyone. No applications, no document checks, no waiting for an acquiring approval. Open the app, build a payment request, and start accepting.

  1. Step 1

    Open Unwrap

    The same wallet as for a personal user. If a staff member already has Unwrap on their phone, they're ready to take payments immediately.

  2. Step 2

    QR or Bluetooth Airpay

    Enter the amount in local currency — the wallet converts it into USDC for you. Show a QR on screen or print one for the counter. The Bluetooth terminal runs right from the phone.

  3. Step 3

    USDC arrives in fractions of a second

    The customer scans the QR or confirms via Bluetooth. Both sides see the amount and the 0.8% fee before confirmation.

What to do with the USDC next

Hold the USDC, spend it paying other Unwrap merchants, transfer it, or sell it on a licensed exchange. In jurisdictions with a clear stablecoin framework this is straightforward; in countries with restrictions, third-party services convert it to local currency independently of Unwrap. Country-specific notes are in the guides below.

Jurisdictions and local rules

How acceptance is set up depends on the country: in some places USDC can land straight in a corporate wallet, in others it must be converted to local currency through a licensed operator.

Detailed guide

Russia: how to take payments legally

Federal Law 259-FZ bans direct acceptance of USDC for goods and services, but three setups still work: instant conversion to rubles, foreign trade under the experimental legal regime, and P2P between individuals. With examples for a café, a design studio, and a freelancer.

Open the guide

Other countries

Where accepting USDC is simpler

In jurisdictions with a clear stablecoin framework — EU under MiCA, the UK, UAE, parts of Southeast Asia and Latin America — USDC can sit directly in a corporate wallet. You receive payments through Unwrap and decide what to do with them. Converting to local currency, if needed, runs through any licensed exchange or payment partner in your country.

Tell us about your country

Try it out or send us a question

No application needed to start: install Unwrap and start taking payments via Airpay. If you'd like to talk through your country, volumes, or a cashier integration — drop us a line.